Reviews | Best Student Loans Refinance

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Reviews of the Top Student Loan Refinance 2024

Choosing the right lender for refinancing student loans can help lower rates & merge several.
Our in-depth reviews will help you decide which student loan refinance lenders are best for your needs.

Reviews of the Top Student Loan Refinance 2024

Choosing the right lender for refinancing student loans can help lower rates & merge several.
Our in-depth reviews will help you decide which student loan refinance lenders are best for your needs.

Reviews of Top Student
Loan Refinance 2024

Credible Review

August 26, 2021

Credible is an online lending marketplace specializing in a range of products, including student loan refinancing. It shows real pre-qualified rates for loans that are available to you, without any impact to your credit score. Most importantly, it lets you see a side-by-side cost breakdown of each lender, making it easy for you to compare and decide which student loan refi is best for you. Founded in 2012, Credible has helped more than 1.4 million borrowers compare prequalified rates for a variety of loan products.

Splash Financial Review

September 12, 2021

Splash Financial was founded in 2013 to match borrowers with student loan refinance offers from a network of banks, credit unions and other lending partners. Since its founding, Splash has taken $6 billion worth of refinancing requests. Its marketplace business model forces lenders to compete for borrowers’ attention, bringing down the interest rates. Exact loan conditions vary from lender to lender. For example, some lenders allow you to bring a cosigner (and get a cosigner release) while others don’t. It all depends which lenders you qualify for.

Earnest Review

September 02, 2021

Earnest is a fast-growing fintech lender specializing in student loan refinancing and other financial products and services. Its tech-powered underwriting software quickly analyzes each applicant’s unique profile, allowing it to make quick decisions and offer competitive rates. Earnest offers what it calls “radical flexibility” on student loan refis, allowing borrowers to pick their payment and loan term. Earnest was founded in 2013 and acquired in 2017 by Navient Corp, but continues to operate as a separate brand.

Citizens Bank Review

December 12, 2021

Citizens Bank (also known as Citizens), is a major American bank offering student loan refinancing and other financial products and services. It can refinance a combination of federal and private student loans as well as parent loans and medical school loans. It is open to U.S. citizens, permanent residents, and even non-citizens (with a cosigner), as well as people who haven’t graduated.

SoFi Review

September 09, 2021

Social Finance, Inc., also doing business as SoFi Lending Corp or SoFi, is a tech-powered digital lender founded in 2011 and specializing in student loan refinancing and other lending products. Its tech-powered underwriting process assesses borrowers on their financial health, delivering a decision in minutes. SoFi borrowers automatically get free access to SoFi member benefits, including career coaching and financial advice.

CommonBond Review

September 06, 2021

CommonBond is a private lender specializing in student loan refinancing and private student loans. It was founded in New York in 2012 and has since funded more than $4 billion in student loans. It only takes one or two minutes to see if you qualify for a student loan refinance from CommonBond, and it won’t impact your credit score. If you qualify, CommonBond’s customizable options let you choose a refinance that suits you. There’s even a hybrid option where your rate is fixed for the first five years and then adjusts each month for the remainder of the loan term.

College Ave Review

September 01, 2021

Founded in 2014, College Ave is a private lender specializing in student loan refinancing for federal, private, and Graduate PLUS loans. College Ave offers competitive fixed and variable rates on all its refinance products. With flexible repayment terms (you can choose any number of years between five and 20), College Ave is targeted at anyone looking for a customizable student loan refinance.

Best Student Loans Refinance

Credible

Splash Financial

Earnest

Citizens Bank

SoFi

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